Cellect AI Construction finance for real-estate developers

Read the specimen ledger ↓

One page.
Every number defended.

Cellect holds the cost plan, the programme and the site record on a single sheet, and makes every figure on it open to the subcontract, change order or valuation it came from. When the site moves, the sheet moves, and it shows you who moved it.

Below is a full cost ledger for a specimen scheme, typeset the way Cellect renders it. It foots. Check it.

Specimen — cost ledger

Rowan Yard, SE16
84 units, £46,320,000 of works

Elemental cost report at 31 August 2026, drawn from valuation No. 14. Figures in pounds sterling. Brackets denote credits, an em rule denotes nil, and in the variance column A marks an adverse movement against F for a favourable one. Revised is original plus approved change; variance is forecast less revised.

Eight columns pan the figures

Elemental cost report for the Rowan Yard specimen scheme
ElementOriginalApproved changeRevisedCommittedCertifiedForecastVariance
1A Preliminaries5,640,0005,640,0005,640,0003,948,0005,782,400142,400A
2A Substructure4,120,000186,4004,306,4004,306,4004,306,4004,306,400
2B Frame & upper floors9,480,0009,480,0009,480,0008,214,6009,480,000
2C Envelope & roofinga7,950,000412,0008,362,0008,362,0005,109,3008,509,700147,700A
3A Internal finishes6,310,0006,310,0002,470,000618,4006,190,000(120,000)F
5A Mechanical & electrical8,240,000(95,000)8,145,0007,903,5003,882,1008,145,000
8A External works2,180,00064,5002,244,5001,102,000240,7002,244,500
0C Contingency, undrawnb2,400,000(567,900)1,832,1001,462,000(370,100)F
Total46,320,00046,320,00039,263,90026,319,50046,120,000(200,000)F
Sterling Valuation No. 14 A adverse, F favourableCarried forward to valuation No. 15
aCO-12 · 4 August 2026
Cladding fixings, raised by the estimator against the envelope package. The three documents behind it are printed in full further down this page.
bContingency draw
Every addition and omission above is funded from this one line.

Change controlTwelve approved change orders, £662,900 of additions against £95,000 of omissions, funded by the £567,900 drawn from contingency. That is why the approved-change column foots to nil.

Exposure£12,944,400 is committed but not yet certified, and £7,056,100 of the revised budget is still to be bought out.

Certified for payment

ValuationNo. 14
Certified28 August 2026
Subcontracts41
Change orders12
Field reports63

CheckedFor the quantity surveyor

Nothing new to learn. This is the elemental cost report your quantity surveyor already issues, with every cell wired to the document underneath it.

Open a cell

Every figure opens
to the subcontract.

The £412,000 of approved change on element 2C is not a number anybody typed into the sheet. It is the arithmetic of three documents, and here are all three of them.

ElementApproved change
2C Envelope & roofing412,000
  1. 1QuotationQU-0416

    Marlow Facades Ltd 27 July 2026

    Revised bracket spec to the cladding zone. Rates carried from the subcontract; no new rates opened.

    Quoted438,600

  2. 2AssessmentVAL-14/2C

    Quantity surveyor 1 August 2026

    Access allowance is already priced in preliminaries, so it is disallowed on measure. The remainder is agreed as quoted.

    Assessed off(26,600)

  3. 3InstructionCO-12

    Contract administrator 4 August 2026

    Issued against element 2C. The value is drawn from contingency rather than added to the budget.

    Instructed412,000

Quoted438,600
Assessed off(26,600)
Approved change, element 2C412,000

Which is the figure in the ringed cell. Cellect holds the three documents; the cell only ever holds their sum.

Element 1A Preliminaries variance

Extended site set-up, a day£17,800
Days× 8

£142,400A

Eight days of extended site set-up, priced the morning the sequence slipped rather than at the next valuation. A date became a cost the same day, on the row it belongs to.

The rate is the preliminaries build-up out of the subcontract — staff, welfare, plant standing and security — and not an average struck after the event.

The method

Feasibility Cost control Draws Investor reporting

  1. §1Set the scheme

    A residual appraisal built in the same shape as the ledger it will become, so the day you break ground nothing has to be re-keyed and nothing quietly changes definition.

    OutputAppraisal · cost plan · funding profile

  2. §2Hold the plan together

    Subcontracts, change orders, valuations and field reports land against the line they affect. The sheet recomputes, and the movement is attributed to whoever caused it.

    OutputLive cost report · draw pack · variance log

  3. §3Defend the outcome

    Lender, investor and project manager read the same sheet, and every figure on it opens to the document underneath. No reconciliation meeting has to establish whose number is right.

    OutputOne sheet, sourced, for every party

Reply couponNo. 15/RY

Put your own scheme through it.

Fill in three lines and we return the sheet above, set on your numbers, with every figure opening to your documents. We walk you through the ones that do not agree.

One sheet back two working days no obligation

Cellect AI

An operating platform for real-estate developers: plan the scheme, manage the build, understand the money.

ColophonSet in Bodoni Moda, Source Serif 4 and JetBrains Mono. Every figure is monospaced so the columns align on the unit, credits are bracketed and nil is an em rule. There is no photograph on this page and no image file: every rule, ring, tick and pair of scissors is drawn.

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© 2026 Cellect AIRowan Yard is a specimen scheme figures illustrative