for the builders ahead of the curve

Fund it,build it,book it— on one set of numbers.

Agents read what arrives, check it against the books, and hand you the entry to approve.

Get in touch
the short answer

One record for the deal, the build and the books.

Investment management, construction and accounting in one place, not three. One set of numbers, whoever is asking — the sponsor, the team on site, or the people who funded it.

who it is for

For developers running several projects, several entities and one set of books.

for the sponsor
Scenario models, debt schedules and waterfalls on one set of numbers.
for the team building it
Budgets, draws and change orders, current while you can still act on them.
for the people keeping the books
Invoices read, transactions matched, entries proposed for approval.
for the people who funded it
Investor statements and data rooms built from live project data.
meet fi

One product to fund, build and book.

Fi Invest

Deals, capital and what the funders see.

Principals and investor relations

Investor and lender rooms

The people who funded it

Fi Build

Cost, change and the team on site.

Project managers and owner's representatives

The project team

General contractors, subcontractors and consultants

Fi Book

Payables, reconciliation and the statements behind both.

Controllers and bookkeepers

Vendor Portal

Vendors and subcontractors

Investment management, construction and the books, on one set of numbers. Whichever one you start in, the others are already reading the same records.

issue a draw

Issue a draw — the package, the G702 and the backup, assembled from the budget rather than by hand.

transmittaldraw request no. 07 · six partscontentsstatusG702 application for paymentcertifiedG703 continuation sheetattachedcost report backupattachedchange order log3 approvedlien waivers6 tradesinsurance certificatescurrentchange order logfoots to line 2no.descriptionamountco 001unsuitable soils, added excavation86,000.00co 002window schedule revision74,500.00co 003credit, revised finish package(14,300.00)net change by change orders146,200.00cost report backupfoots to lines 3, 4 and 7cost classcommittedincurredpaidsitework and structure1,406,200.001,406,200.001,282,680.50enclosure and carpentry1,550,000.001,147,000.00868,775.00finishes and mep1,370,000.00363,690.00129,941.004,326,200.002,916,890.002,281,396.50lien waiversfoots to lines 7, 8 and 6formtradescoveredunconditional, through previous payment62,281,396.50conditional, this application6489,649.002,771,045.50Application for paymentG702application no. 07 · period to 31 julyfor the lender1original contract sum4,180,000.002net change by change orders146,200.003contract sum to date4,326,200.004total completed and stored to date2,916,890.005retainage at 5%145,844.506total earned less retainage2,771,045.507less previous certificates for payment2,281,396.508current payment due489,649.009balance to finish, plus retainage1,555,154.50contractor’s certificationthe work covered by this application has been completedin accordance with the contract documents.signeddateCertificate for paymentin accordance with the application, the amount certified is:amount certified489,649.00bydateG703 continuation sheetevery column foots to a line of the certificatecodedescriptionscheduled valuepreviousthis periodcompleted%balanceretainage02 300earthwork286,000.00286,000.00286,000.0010014,300.0003 300cast-in-place concrete1,120,200.001,064,190.0056,010.001,120,200.0010056,010.0006 100rough carpentry1,240,000.00806,000.00186,000.00992,000.0080248,000.0049,600.0008 500windows310,000.00108,500.0046,500.00155,000.0050155,000.007,750.0009 900painting240,000.0024,000.0024,000.0010216,000.001,200.0015 400plumbing620,000.0086,800.00130,200.00217,000.0035403,000.0010,850.0016 100electrical510,000.0049,980.0072,710.00122,690.0024387,310.006,134.50total4,326,200.002,401,470.00515,420.002,916,890.00671,409,310.00145,844.50transmittaldraw request no. 07contentsstatusG702 application for paymentcertifiedG703 continuation sheetattachedcost report backupattachedchange order log3 approvedlien waivers6 tradesinsurance certificatescurrentchange order logfoots to line 2no.descriptionamountco 001unsuitable soils, excavation86,000.00co 002window schedule revision74,500.00co 003credit, revised finishes(14,300.00)net change146,200.00cost report backupfoots to lines 3, 4 and 7cost classcommittedincurredsitework and structure1,406,200.001,406,200.00enclosure and carpentry1,550,000.001,147,000.00finishes and mep1,370,000.00363,690.004,326,200.002,916,890.00paid to date2,281,396.50lien waiversfoots to lines 7, 8 and 6formcoveredunconditional, through previous payment2,281,396.50conditional, this application489,649.002,771,045.50Application for paymentG702application no. 07 · period to 31 julyfor the lender1original contract sum4,180,000.002net change by change orders146,200.003contract sum to date4,326,200.004total completed and stored2,916,890.005retainage at 5%145,844.506total earned less retainage2,771,045.507less previous certificates2,281,396.508current payment due489,649.009balance to finish, plus retainage1,555,154.50contractor’s certificationthe work covered by this application has beencompleted in accordance with the contract documents.signedCertificate for paymentthe amount certified is:amount certified489,649.00byG703 continuation sheetevery column foots to the certificatecodescheduledcompleted%02 300 earthwork286,000.00286,000.0010003 300 concrete1,120,200.001,120,200.0010006 100 carpentry1,240,000.00992,000.008008 500 windows310,000.00155,000.005009 900 painting240,000.0024,000.001015 400 plumbing620,000.00217,000.003516 100 electrical510,000.00122,690.0024total4,326,200.002,916,890.0067previous applications2,401,470.00this period515,420.00balance to finish1,409,310.00retainage at 5%145,844.50
figure — one draw packagea transmittal, a change order log, a cost report, lien waivers, the certificate and its continuation sheet — every column foots to a numbered linered is where somebody outside the company has checked it

Investors get positions, statements, transactions and onboarding, signed and funded without an email chain. Lenders get the draw package with its backup, in a room you control.

how it works

What happens between a document arriving and the books being right.

  1. Work arrives from the places it already lands.

    Email is polled every two minutes. SharePoint channels, the Drive mirror, Slack threads, the bank feed and vendors uploading to their own portal all arrive the same way. Six inboxes watched, not one drop zone.

  2. Every document is read and checked against the books.

    Classification, field and line extraction, five OCR backends, orientation, vendor resolution and cost coding — twenty-two workers in six groups. Bank transactions are matched against ledger lines, invoices, commitments and cash events.

  3. What leaves the building is assembled from the same records.

    Rooms, packages and drafts are built from the project itself, not collected by hand the week they are due.

  4. The entry is written before anyone opens it.

    How sure the agent is decides who gets asked to look at it. A confident match goes to the accountant; an unclear one goes back to the person who knows what the money was for.

  5. Numbers move together, and nothing is lost when they change.

    Twenty-two kinds of record are versioned. Change an assumption and every report moves; the old one is still there.

agents

Ten you ask.Six that runwhether you arethere or not.

Every one of them proposes; none of them posts.

automation

Nothing posts on its own — every entry comes back for you to approve.

answers
Answers are computed against the books as they stand, not a copy. Approvers are set for the company and for each project. Nothing automated runs until it is switched on.
the tie-out
The tie-out between QuickBooks, AppFolio and Cellect is a stored reference, not a hope.
case study

Four units, one set of books, start to sold.

Shape develops small multifamily in Jersey City through a separate company for each project. The Lugano ran on Fi from underwriting to the final distribution; three more are under construction on it now.

4
residential units
6,554
total sq ft
3 of 4
units with outdoor space
4
projects live on cellect